Volunteers are the lifeblood of nonprofits and social service organizations who look to serve the public. But even though volunteers are not usually paid or considered employees, they can still represent liabilities for the organizations that they represent. The actions of a volunteers can create...

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Employment practices liability insurance (EPLI) claims have been on the rise in recent years as former employees felt they were unfairly let go. From racial discrimination to sexual harassment, EPL insurance has seen a sharp rise and is headed for a $3.1 billion marketplace by 2025.

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Nonprofits are the backbone of charity organizations in the United States. With a drive to help their communities and provide assistance to those in need or support to certain causes, nonprofits are encouraging and inspiring entities. However, even though they may have the best intentions in mind...

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When it comes to data breaches, the direct costs may seem easy to tally up. A company can apply a value to the overall man hours and equipment costs it takes to recover a breached system and even look at how much data was lost and money was taken. But the overall cost, including the hidden fees, ...

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Throughout the world, and throughout every major sector (business, banking, social media, real estate), cybersecurity was a huge issue in the past year. Banks and financial institutions underwent hacks from bad actors looking to steal or hold data hostage; fake social media accounts were created ...

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Large corporations have enjoyed a lot of benefits from operating their own captive insurance companies. These captive insurance programs were established to supply coverage where insurance wasn’t available or if it was overpriced. These captive insurance subsidiaries provided risk management bene...

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I won’t kid you. I didn’t think 2018 would be a breakout year. For one, we had one of our most challenging January seasons since I had come to the Company. Rates were the lowest in years, capacity was plentiful and more folks were entering our specialty segments. As I looked at our team’s post mo...

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Middle market insurance clients are looking to find ways to work around an unpredictable market that makes them pay premiums even when they record minimal losses, seeing little in return. And with risk management and general health and safety rising in the corporate world, it’s not just large bus...

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In 2018, our president and CEO Rekha Schipper was named one of Business Insurance‘s 30 Women to Watch. We are thrilled to announce that for the year 2019, Rekha has additionally been featured in Insurance Business America‘s Hot 100.

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Insurance Services

  • Non-Profit Insurance Solutions

    This program is EXCLUSIVE to Tangram which means there are no other access points for social service nonprofit coverage with our carrier partner. We are excited to be the exclusive MGA, demonstrating our unparalleled expertise.This program is primarily distributed through retail brokers with social service expertise.
  • Artisan Contractor

    This work comp program is designed primarily for small to mid-size Artisan Contractors and GC’s. We will consider additional classes outside of construction which are outlined below in tiers reflecting our success & hit ratios. Please see the complete class code sheet on the right for a full list of targeted classes.
  • Captive Solutions

    The Bodega Insurance Program is a member owned group program that allows business owners to take control of their insurance process and ultimately, their financial destiny. This insurance program is by invitation only as we look for top best in class businesses, whose leaders want to actively engage in managing safety for their firms and employees and outperforming industry peers.
  • Cyber Program

    This product is designed for a wide range of industries. With broad built-in coverage, choice of limits and very competitive pricing, this is one of the best solutions in the market. Protect your business and confront the emerging and growing threat of a cyber attack.
  • Janitorial & Building Service Package Program

    This product is designed especially for commercial janitorial and related building service businesses. Coverage is written on a package policy with coverage extensions that are automatically included to broadly cover the specific exposures of these businesses.
  • Insurance for Fuel Oil Dealers & Propane Dealers

    This product is designed specifically for the Propane and Fuel Dealers industry. Tangram's in-house underwriting expertise in this niche makes us the best package solution for your client.


5 months ago
Fast and expedient MGA for our agents
- Jeff N

Our Mission

Tangram’s mission is to empower and inspire brokers to represent our insurance programs to their clients. We do this by creating top notch insurance solutions, delivering “wow” service and having a lot of fun along the way.

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  • (800) 676-2213


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140 Second Street, Suite 230
Petaluma, CA 94952
United States

Business Hours

Mon:9:00 AM – 5:00 PM
Tue:9:00 AM – 5:00 PM
Wed:9:00 AM – 5:00 PM
Thu:9:00 AM – 5:00 PM
Fri:9:00 AM – 5:00 PM
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