What to Look for in a Workers’ Compensation Audit | At some point, business owners will have to go through a workers’ compensation audit process. This can cause plenty of unwanted stress for a business looking to avoid controversy and penalties while trying to keep business as usual going. Some b...

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Medical Marijuana in the Workers’ Compensation System | Lawmakers around the nation are becoming more and more accepting of the use of medical marijuana, which is causing a ripple effect on state workers’ compensation systems as they face a new predicament in how to process claims.

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5 Key Safety Topics for Transportation Companies | Working in the transportation industry comes with plenty of risks and liabilities due to the various safety hazards of being behind the wheel. From driving buses to commercial freight trucks to shuttles, there’s no shortage of safety issues that ...

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The Greatest Coverage Challenges for the Transportation Market | The transportation industry is a unique category that sees its own risks and liabilities that differ widely from other industries. Transporting goods and services over a long distance can expose trucks, personnel, and the cargo that...

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How Driver Shortages Affect the Transportation Industry, and What Can Be Done | The country’s economy depends on the effective and safe delivery of goods from manufacturers to consumers and clients. Transportation, primarily trucking, is the foundation of trade and commerce in the U.S. and withou...

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The oil and gas industry has always been a lifeblood of opportunity for our country and in recent years the industry has seen a rapid expansion in unconventional oil and natural gas production. While this is great for the economy and growth in a number of sectors, including propane dealers and fu...

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We have all heard the advice around goal setting. Start with something small, achieve it and you’ll feel victorious and motivated to pursue bigger goals. And in January, we see evidence of this all around us. Start by hitting the gym just once a week, make 10 more sales calls than you did the wee...

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Volunteers are the lifeblood of nonprofits and social service organizations who look to serve the public. But even though volunteers are not usually paid or considered employees, they can still represent liabilities for the organizations that they represent. The actions of a volunteers can create...

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Employment practices liability insurance (EPLI) claims have been on the rise in recent years as former employees felt they were unfairly let go. From racial discrimination to sexual harassment, EPL insurance has seen a sharp rise and is headed for a $3.1 billion marketplace by 2025.

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Insurance Services

  • Non-Profit Insurance Solutions

    This program is EXCLUSIVE to Tangram which means there are no other access points for social service nonprofit coverage with our carrier partner. We are excited to be the exclusive MGA, demonstrating our unparalleled expertise.This program is primarily distributed through retail brokers with social service expertise.
  • Artisan Contractor

    This work comp program is designed primarily for small to mid-size Artisan Contractors and GC’s. We will consider additional classes outside of construction which are outlined below in tiers reflecting our success & hit ratios. Please see the complete class code sheet on the right for a full list of targeted classes.
  • Captive Solutions

    The Bodega Insurance Program is a member owned group program that allows business owners to take control of their insurance process and ultimately, their financial destiny. This insurance program is by invitation only as we look for top best in class businesses, whose leaders want to actively engage in managing safety for their firms and employees and outperforming industry peers.
  • Cyber Program

    This product is designed for a wide range of industries. With broad built-in coverage, choice of limits and very competitive pricing, this is one of the best solutions in the market. Protect your business and confront the emerging and growing threat of a cyber attack.
  • Janitorial & Building Service Package Program

    This product is designed especially for commercial janitorial and related building service businesses. Coverage is written on a package policy with coverage extensions that are automatically included to broadly cover the specific exposures of these businesses.
  • Insurance for Fuel Oil Dealers & Propane Dealers

    This product is designed specifically for the Propane and Fuel Dealers industry. Tangram's in-house underwriting expertise in this niche makes us the best package solution for your client.


7 months ago
Fast and expedient MGA for our agents
- Jeff N

Our Mission

Tangram’s mission is to empower and inspire brokers to represent our insurance programs to their clients. We do this by creating top notch insurance solutions, delivering “wow” service and having a lot of fun along the way.

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Petaluma, CA 94952
United States

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